Privacy Policy

Short version: your calculator inputs stay in your browser, we only collect the information you choose to send us through the contact form, and we may use privacy-focused analytics and advertising tools to keep the site running.

Information we collect

DebtHydra does not require an account to use the calculators or read the guides. The debt balances, rates, and other calculator inputs you type into the tools are processed locally in your browser and are not stored by us.

If you contact us, we collect the information you submit in the contact form, such as your name, email address, and message, so we can reply and keep basic correspondence records.

Like most websites, our hosting and infrastructure providers may also collect standard technical data such as IP address, browser type, device information, referrer, and pages visited for security, fraud prevention, site reliability, and performance monitoring.

How we use your information

We use information to operate the site, respond to messages, monitor performance, prevent abuse, and improve the calculators and guides. We do not sell your personal information.

Analytics and cookies

DebtHydra uses Vercel Analytics and Vercel Speed Insights to understand aggregate traffic and site performance. These tools help us measure which pages are useful and whether the site is fast and stable.

We and our service providers may use cookies, local storage, or similar technologies for essential site behavior, measurement, fraud prevention, and performance. If we enable advertising features that rely on cookies or similar identifiers, this policy will apply to those uses as well.

Advertising

DebtHydra may display ads to support the cost of running the site. If advertising is enabled, third-party vendors including Google may use cookies to serve ads based on a user's visit to this site and other sites.

Google's use of advertising cookies enables it and its partners to serve ads based on visits to this site and/or other sites on the Internet. Users may be able to manage or opt out of certain personalized advertising by visiting Google's Ads Settings and by reviewing Google's personalized advertising guidance.

Depending on your location, you may also see a consent message before personalized ads are shown where required by law.

Third-party services

We use third-party providers to operate parts of DebtHydra, including:

• Vercel for hosting, analytics, and performance monitoring.
• Resend for delivering contact form email.
• Google if AdSense or other Google advertising products are enabled.

Data retention

We keep contact form submissions only as long as reasonably necessary to respond, maintain correspondence records, troubleshoot issues, and comply with legal obligations.

Your choices

You can choose not to use the contact form, disable cookies in your browser, or use the ad controls made available by Google and other vendors where applicable. Some features may not work properly if essential cookies are blocked.

Contact

Questions about this policy? Reach us through the contact page.

Last updated: April 5, 2026